FREQUENTLY ASKED QUESTIONS General Questions * Q: Why FEDS PLI?This is a comparison for federal employee professional liability insurance. ... Q: I am eligible for agency reimbursement up to half the cost of this insurance. How do I get reimbursed?Simply take your Certificate of Benefits to your Human Resources Office and ask them how you apply for the reimbursement of your professional... Q: I thought my agency's attorneys would defend me in an EEO complaint as a Responsible Management Official. Why do I need liability insurance for EEO complaints?While it is true that the agency's attorneys are responsible for defending the EEO complaint and working with you to further the agency's defense ... Q: Is FEDS Protection a member of the Better Business Bureau?Yes. FEDS is an accredited business with the Better Business Bureau.... Q: If I am sued personally for acts or omissions arising from the scope of my employment, won't DOJ represent me? If DOJ will represent me, why do I need FEDS Protection?While it is true that DOJ does represent or hire private counsel to represent federal employees in many civil suits for... Q: Who provides my legal representation?FEDS nationally recognized panels of attorneys is led by Shaw Bransford & Roth P.C.... Q: What are the claim reporting requirements for federal employees?All claims must be reported in compliance with the Conditions Section of the Policy... Q: Am I covered if I switch to FEDS Protection from another PLI provider and a new claim arises based upon an act committed prior to my FEDS Protection start date?FEDS Protection is a claims-made policy. As such, there is no retroactive date for coverage purposes for claims ... Q: Does insurance with FEDS Protection cover me for a State Bar matter or proceeding as an AUSA/DOJ attorney?Yes—State Bar proceedings that arise out of the performance of your AUSA duties are covered by the administrative provision of the... Q: How do I decide which policy limit is right for me?Selecting the right limit is difficult because you are trying to predict the magnitude of an event that may (or may not) happen. The best practice approach... Q: How do I make a claim?To invoke your policy benefits, provide us with the following information relevant to your claim via email at... Q: As a federal employee acting within the scope of my employment, why would I need FEDS PLI coverage for a civil suit?You don’t have absolute immunity for these types of lawsuits like you do for common law torts filed under the Federal Tort Claims Act (FTCA). Also, DOJ representation is not ... Q: How is “in the best interest of the United States” defined?There is no real case law that defines "in interest of the United States" because it is a decision that is left to the... Q: Does FEDS Protection cover security clearance matters?Security clearance matters, almost exclusively, are the result of actions or decisions made outside of employment.... Q: Is my Credit Card purchase secure?Yes -- You can shop at fedsprotection.com with confidence... Q: How can I access an enrollment form?You can download a pdf of any enrollment form... Q: Are the insurance benefits secured by a U.S. based insurance company?Yes, FEDS' liability benefits are secured by a U.S. based insurance company with an A.M. Best Financial Strength rating of "A" (Excellent), Financial Size Category XV.... Q: Does FEDS offer any LEOSA-HR218 or State CCW Protection for federal LEOs?Yes, for an additional premium, FEDS offers coverage to fill the LEOSA exposure gaps.For an additional $150 annually, FEDS offers... * click to expand list