Liability Insurance for Federal Employees and Contractors

FREQUENTLY ASKED QUESTIONS

Q: If I am sued personally for acts or omissions arising from the scope of my employment, won't DOJ represent me? If DOJ will represent me, why do I need FEDS Protection?

While it is true that DOJ does represent or hire private counsel to represent federal employees in many civil suits for acts or omissions that occur within the scope of their employment, it is also true that DOJ may exercise its broad discretion to deny you DOJ representation, and also decline to hire private counsel for you if DOJ determines that it is not "in the interest of the United States" to provide representation. This often occurs in cases where you are also being investigated for or charged with misconduct by your agency for the very same allegation act, error or omission that lead to the lawsuit, even though you were acting within the scope of employment.

Even if DOJ does provide representation, you could still be held liable for the judgement against you. FEDS Protection provides you with your own personal attorney to defend the allegations against you, and provides indemnity protection even if DOJ represents and loses.

For more information on why Federal Employees may need Professional Liability Insurance, Watch Our Video Overview.

A StarWind Specialty Company

CA Lic No. 0778135. No claim to any government works or material copyrighted by third parties. Nothing on this website constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. FEDS supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
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