USAID & State Department
Personal Services Contractors Liability Insurance
As a USAID/State Department Personal Services Contractor (PSC) you are not a federal employee; however the unique liability exposures you have are similar to those of federal employees with budgetary, financial, contractual & oversight responsibilities. Federal employees have access to professional liability insurance that is uniquely designed to cover the specific civil liability, administrative, disciplinary and criminal exposures that put the assets of federal employees at risk. Since your PSC exposures at USAID and the Department of State are so similar to those of federal employees, PSCs working for these agencies are eligible for the same liability protections (and partial reimbursement of premium) under the FEDS Professional Liability Insurance policy covering all three areas of federal exposure.
Civil Liability Exposure
Just like federal employees, PSCs are vulnerable to federal lawsuits. You can be sued. You can be denied DOJ representation. You can be held liable for a judgment. FEDS Professional Liability Insurance provides you with both defense and indemnification (pays damages if you are held liable for a judgment) if you are sued resulting from your PSC professional services.
Administrative & Disciplinary Exposure
Just like federal employees, you are vulnerable to administrative investigations and disciplinary actions. If you are subject to allegations, investigations, and/or complaints made by the public, host country, agency management team, etc., FEDS Professional Liability Insurance provides you with an attorney to explain the nature of the allegation, prepare your defense, and attend and defend you in the administrative investigation and/or disciplinary proceeding.
If you think you would never be investigated criminally - think again. Conflict of interest, abuse of authority, and misappropriation of federal funds are just a few of the allegations that could lead to a criminal investigation, regardless of where or why the allegation originates. This is scary stuff and you absolutely need a criminal defense attorney if an allegation is made against you. FEDS Professional Liability Insurance provides you with experienced and tenacious criminal defense attorneys.
Your exposure to unique big budget liability allows you access to the same protections and pricing federal employees enjoy with FEDS Protection, anywhere in the world.
Annual Pricing for Federal Employees & PSCs*:
$1,000,000 policy for $290
$2,000,000 policy for $390
PSC's are eligible for partial reimbursement of this premium.
*State Department & USAID only
If you are not sure if you qualify as a Personal Services Contractor, or if you are PSC for an agency other than USAID or the State Department, please call 866.955.FEDS.
Questions? Call 866-955-FEDS or contact us online.