Liability Insurance for Federal Employees and Contractors

FEDS November 2025 Newsletter

 
To Our Members:

Important Coverage Update from FEDS Protection

We deeply value the service and dedication of our federal community, and want to address FEDS members concerned about their coverage during the ongoing government shutdown.  For FEDS members whose policy renewals have been impacted by the government shutdown, we will be ensuring your policies remain in force until the shutdown ends.  And for those utilizing our payroll deduction payment method, please be assured that your active FEDS policies will not be cancelled for payments missed during the government shutdown.

If your ability to renew or pay for your FEDS policy has been impacted by the shutdown, please Contact Us.  We stand behind federal employees and hope that the government reopens soon. 
 
FEDS Protection is proud to support those who serve our country. We truly appreciate your business and will continue striving to provide the excellent service that you deserve. 
 
If you have any questions about your policy, please reach out to FEDS Protection via email at feds@fedsprotection.com or phone at 866-955-3337. We are confident that, by standing with one another, the federal employee community will get through this difficult time. 
 

Immigration Diversions Could Add to Federal Law Enforcement Vulnerabilities


Diverted Duties
 
According to recent reporting, the federal government has diverted more than 15,000 federal law enforcement officers away from their regular assignments to assist with immigration enforcement duties. This includes officers from agencies such as the Federal Bureau of Investigation; Drug Enforcement Administration; Bureau of Alcohol, Tobacco, Firearms, and Explosives; U.S. Marshals; and Homeland Security Investigations. Many of these officers lack specialized training in immigration law, yet will now be tasked with detaining, processing, and other immigration enforcement duties.
 
Being assigned responsibilities outside of your core expertise, especially in an already highly-scrutinized area such as immigration enforcement, creates new vulnerabilities. With immigration law’s complex procedures and civil rights implications, federal officers diverted into these roles face an increased risk of allegations of misconduct, civil rights violations, and even personal capacity lawsuits. Agents taking on new responsibilities must be able to protect themselves and their careers – a professional liability insurance (PLI) policy from FEDS Protection can help.
 
Heightened Scrutiny
 
Immigration enforcement is often at the center of political debate and public controversy. Actions taken by officers in the field may be second-guessed, not only by supervisors but also by the media, watchdog organizations, and the public. Even when acting within the scope of employment, officers could face claims of wrongful detention, constitutional rights violations, excessive use of force, or abuse of authority.
 
With so many officers now involved in these operations, scrutiny is only likely to increase. A single mistake or misunderstanding of complex immigration procedures could result in disciplinary investigations, career repercussions, or lawsuits filed against you personally.
 
FEDS PLI for Federal Law Enforcement Officers
 
In this environment of expanded responsibilities and heightened oversight, it is more important than ever for federal law enforcement officers to protect themselves. A FEDS Protection professional liability insurance (PLI) policy ensures you are not left to defend yourself alone if allegations arise.
 
FEDS Protection offers:
  • $1 million, $2 million, or $3 million in civil liability protection for attorney’s fees and indemnity costs if you are sued personally. 
  • $200,000 of legal representation coverage for administrative actions.
  • $100,000 of coverage for criminal defense costs.
Annual premiums start at $290, and most federal law enforcement officers are eligible for agency reimbursement of up to 50% of their PLI premium.
 
Protect Yourself 
 
When you are pulled from your normal assignment into an area outside your expertise, you are more vulnerable to mistakes, allegations, and legal actions. Having a FEDS Protection PLI policy is not a luxury—it is a necessity. With knowledgeable and experienced counsel provided by FEDS, you can have peace of mind knowing your career, reputation, and livelihood are protected.
 
To learn more, please review our site or call (866) 955-FEDS, Monday–Friday, 8:30am–6pm EST to speak directly with a representative.

*This article is provided for informational purposes only and does not constitute legal advice.

 
Are You Leaving Federal Service and Considering Government Contracting?
 
If yes, consider FEDS Protection for your government contracting insurance needs. At FEDS Protection, we also support Federal Contractors by providing insurance coverage specifically tailored to meet the unique needs of today's federal contractors, including Professional Liability, Defense Base Act Insurance, and Foreign Liability coverage.  In our experience, many small businesses need assistance in navigating the insurance portion of a government RFP.
 
The federal government is our specific focus and area of expertise. If you are looking to review your current or upcoming insurance needs, including the unique insurance requirements of any contract involving civilian employees overseas (requiring DBA Insurance and Foreign Liability coverage) please contact us at 866-955-FEDS (3337) or dmoylan@fedsprotection.com.
 
Did You Know? 
 
Veterans Day is November 11, 2025--we honor the courage, sacrifice, and service of the men and women who’ve worn our nation’s uniform. We also recognize that a significant number of these veterans continue to serve our country through public service — roughly 11% of employed veterans work for the federal government, making federal employment the largest single civilian employer of veterans. 
 
At FEDS Protection, we are immensely proud to have many of these veteran federal employees as our insured members. Your dedication in uniform and your ongoing commitment in your federal roles inspire us, and we honor your service not only today but every day.

Testimonials
 
"In our litigious society, everyone is in harm’s way. Good tactics can’t protect us from being sued. I recommend that everyone invest in professional liability insurance now; getting it after you’re sued is like putting body armor on a corpse.”
- Jon Adler, FLEOA Foundation National President


Presentations & Webinars
 
Contact us if you or your agency are interested in a webinar or brochures that provide federal employees with best practices on how to protect themselves with a federal employee professional liability insurance policy like those offered by FEDS Protection. FEDS Protection webinars are a valuable resource for learning more about the specific professional exposures of federal employees, PLI in general, and the FEDS Protection program. Check out our library via the link below to access content that speaks to your position in the federal government.

 

A StarWind Specialty Company

CA Lic No. 0778135. No claim to any government works or material copyrighted by third parties. Nothing on this website constitutes an offer, inducement, or contract of insurance. Financial strength and size ratings can change and should be reevaluated before coverage is bound. FEDS supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
×
APPLY
RENEW
FILE A CLAIM