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Liability Insurance for Federal Employees and Contractors

Federal Background Investigator PLI

Designed by a former federal attorney, the FEDS Contractor policy provides civil liability coverage for errors and omissions resulting from or arising out of background services performed on behalf of the federal government. The FEDS Contractor Policy pays for your legal defense and liability damages (up to the policy limit) if you are sued for an act, error or omission resulting from your investigative work. The policy will also extend to contracts you enter into with state and local governments provided the work is of substantially similar nature to your federal contract work.

Note: If your work is primarily non-federal, please contact us for a quote.

Liability Insurance for Federal Investigators:

FEDS is the #1 most recommended provider of liability protection by federal employee associations. FEDS offers several policy limits to meet your contractual obligations and/or personal protection needs:

Policy Limits of Liability/ Annual Premium*:
  • $1,000,000 Each Incident / $1,000,000 Policy Aggregate $750
  • $1,000,000 Each Incident / $2,000,000 Policy Aggregate $825
  • $1,000,000 Each Incident / $3,000,000 Policy Aggregate $885
  • $1,000,000 Each Incident / $4,000,000 Policy Aggregate $930
  • $1,000,000 Each Incident / $5,000,000 Policy Aggregate $975

*Annual premium is subject to 2% Surplus Lines Tax.

The FEDS policy is underwritten and issued on a group basis by FEDS Protection through the Public Employees Purchasing Group (PEPG) domiciled in Washington, DC. As such, insured members become members of the PEPG, entitling them to group rates and subject to master policy aggregates, terms and conditions.

Questions? Need Help?
Please call us at (866) 955-FEDS or contact us online. If you prefer, you can mail in an enrollment form with your payment. For more information, please refer to the FEDS Master Insurance Policy.

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