Retired Federal LEO

LEOSA Liability Coverage for Retired Federal Law Enforcement Officers

FEDS Protection developed the HR-2018 LEOSA Liability Insurance policy for retired federal law enforcement officers to fill the exposure gaps of retired federal LEOs authorized to carry their firearm under the Law Enforcement Officer Safety Act (LEOSA) of 2004 and its successors.

While the Law Enforcement Officer Safety Act (LEOSA) of 2004 and its successors allow you to protect yourself, your family, and others as a Retired LEO, they do not shield from civil and criminal liability exposure.

We've worked with attorneys whose expertise and years of experience in LEOSA-related casework helped us craft a plan tailored to the risks of former federal law enforcement officers. Though many retired officers are cleared of wrongdoing in these cases, they are still responsible for legal defense costs.

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“The risks facing federal employees are too great and the out-of-pocket costs for legal representation too high for federal employees to fail to protect themselves with FEDS Protection.”

Christopher J. Keeven, Partner, Shaw Bransford & Roth P.C.

“I encourage all federal employees to protect themselves and invest in a professional liability policy. It is a small price to pay in exchange for the protection and security it can provide you.”

David Schertler, Managing Partner, Schertler & Onorato, LLP

"Anyone in law enforcement knows the risks they face. You’re trained to recognize situations, and are usually prepared to deal with the threat(s). The one thing you don’t get much training in are civil matters. Agents and investigators should strongly consider professional liability insurance at FEDS. They understand the issues faced and are well suited to design a policy to fit your needs.”

Michael R. Bouchard, ATF Assistant Director (Retired)

Why Retired LEOs Need LEOSA Coverage

Even if you are authorized to carry a firearm under the Law Enforcement Officer Safety Act (LEOSA), you may still face civil lawsuits or criminal investigations following a use-of-force incident. Having access to experienced legal defense resources can be critical in these situations.

What to Consider

When evaluating your liability exposure, it is important to consider:

How and when you carry your firearm.
How and when you would involve yourself in a particular situation, i.e., if it is within your agency authority to defend yourself/others.
How and when you would act to prevent loss of life or serious injury to others.

Key Areas of Coverage

The LEOSA Policy for Retired Federal LEOs safeguards officers by providing the following coverage:

Civil liability for bodily injury or property damage caused by a lawful act under LEOSA, an act of self-defense, or the defense of a spouse/legal dependent.
Criminal defense resulting from an alleged criminal action involving self-defense, or the defense of a spouse/legal dependent.
Criminal defense against state charges of unlawful carriage of a firearm or federally legal ammunition when lawfully carrying under LEOSA.

Read the FEDS Master Policy Here

$100,000 Retired LEOSA Policy

$316 annually (after taxes and fees)
$100,000 in coverage for legal defense and indemnity related to civil lawsuits for bodily injury or property damage caused by a lawful act under LEOSA, an act of self-defense, or the defense of a spouse/legal dependent.
$50,000 in coverage for criminal defense resulting from an alleged criminal action involving self-defense, or the defense of a spouse/legal dependent.
$25,000 in coverage for criminal defense against state charges of unlawful carriage of a firearm or federally legal ammunition when lawfully carrying under LEOSA.

$250,000 Retired LEOSA Policy

$418 annually (after taxes and fees)
$250,000 in coverage for legal defense and indemnity related to civil lawsuits for bodily injury or property damage caused by a lawful act under LEOSA, an act of self-defense, or the defense of a spouse/legal dependent.
$50,000 in coverage for criminal defense resulting from an alleged criminal action involving self-defense, or the defense of a spouse/legal dependent.
$25,000 in coverage for criminal defense against state charges of unlawful carriage of a firearm or federally legal ammunition when lawfully carrying under LEOSA.

There’s a reason why FEDS Protection is endorsed and
recommended by the leading federal law enforcement officer
associations. Ask around!

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