Membership in FEDS entitles a federal employee who is accused of misconduct or wrongdoing in the course of rendering a professional service or scope of employment to the following:
- legal fees paid up to $200,000 in an administrative investigation (including an OIG, OPR or OSC investigation, or an EEO investigation where you are named as the responsible management official), disciplinary action or judicial sanction proceeding.
- $100,000 for criminal legal defense.
- pays up to a $1,000,000 for liability damages in a civil suit.
Employees are protected by the federal workplace complaints processes (EEO, IG hotlines, and grievances). Bargaining unit employees have the
Benefits of Membership
Membership in FEDS provides federal employees with the following liability insurance:
- Pays up to $1,000,000 of professional liability damages to federal employees who are sued for any act, error or omission which are committed or arise out of the course and scope of employment. (see scenarios)
- Pays for legal defense up to $200,000 for any disciplinary or judicial sanction proceeding or administrative investigation into alleged misconduct from any act, error, or omission committed by a federal employee while rendering a professional service. (see scenarios)
- Pays for legal defense up to $100,000 for any criminal investigation or proceeding into any act, error, or omission committed by a federal employee while rendering a professional service. (see scenarios)
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FEDS liability benefits are secured by a U.S.-based insurance company with an AM Best Financial Strength rating of (A) (Excellent). This rating is the second highest of AM Best Company's sixteen ratings.
In addition to these liability protections, membership in FEDS provides federal employees with the following additional benefit:
- Two free ½ hour legal consultations with an attorney experienced in the areas of federal personnel and employment law, criminal law or tax and estate planning for matters not covered by the liability defense benefits offered by the FEDS association. With lawyers charging $250 to $350 an hour, this benefit alone is worth membership in FEDS. (see scenarios).
Membership in FEDS costs only $270 annually. If you are a manager, supervisor or federal law enforcement officer, federal law requires your agency to reimburse you up to 50% of the cost of this professional liability protection. FEDS provides federal employees with the protection they need to do their jobs. You can’t afford not to have it! For more information, call 866-955-FEDS or contact us online.
Every attempt has been made to ensure the accuracy of the information contained on this website. Please be advised that errors and omissions may occur. This web site is designed to explain the general benefits of a membership in FEDS but in no way changes the benefits under the group plan. Please refer to the FEDS Master Insurance Policy.