Whether you are a special agent/1811 with the ATF, DEA, DHS, DOE, FBI, FWS, EPA, IRS/CI, NCIS, Secret Service, USFS, USMS, USPS, U.S. Attorney’s Office or in an OIG office you have undoubtedly heard of professional liability insurance.

The increased activity and sophistication of organized and other white collar crime syndicates, terrorists, cyber criminals, violent offenders and other criminal activity has taken investigations and enforcement matters to new levels resulting in an increased need for law enforcement officers to protect themselves with professional liability insurance. For coverage starting today, buy now.

There are three areas of exposure that a professional liability policy responds to for law enforcement officers: civil law suits, administrative and disciplinary matters, and criminal investigations. For instance, PLI becomes necessary when:

• An agent is sued personally for a job-related action (i.e., Bivens action);
• An agent becomes involved in a misconduct or administrative matter/investigation for a job related action, a judicial proceeding; or
• An agent is subject to a criminal investigation for a job-related action.

For additional special agent information, read Civil Benefits, Administrative Benefits and Criminal Benefits.  Listen to law enforcement issues on Audio.

The exposure to civil lawsuits is the very reason that the DOJ and several federal employee associations collaborated over 20 years ago to create the concept of PLI for federal employees. They wanted to protect federal employees and allow affordable legal representation and indemnity protection for those circumstances in which federal employees were held personally liable and had to provide their own defense - even though they were within their scope of employment or rendering a professional federal service.

This is also the very reason that Congress enacted special legislation requiring agencies to reimburse all law enforcement officers up to ½ of the cost of professional liability insurance. This congressional action clearly demonstrates Congress’ official support and belief that law enforcement officers have a sense of security while making the tough [or split-second] decisions that are part of the job. With annual costs at $270 and a net cost of only $135 a year after reimbursement for our minimum coverage limit, there is no reason for federal law enforcement officers not to have career and financial security protections in place.

FEDS continually works with many law enforcement communities and associations to ensure that we provide the protection officers need to do their jobs. Please read what these associations and other industry leaders have to say about professional protection and why they recommend FEDS in testimonials and endorsements. Compare FEDS to Others.

FEDS founder is a former employee of a federal law enforcement agency and encourages all federal employees to be as informed as possible about the benefits of having PLI protection in place. Read more about how and why FEDS got started here. And if you can't find answers to your questions in Frequently Asked Questions (FAQ's), please call us at 301-229-2481 or contact us via email.