Under the Federal Tort Claims Act (FTCA), federal physicians, psychologists and other medical personnel are essentially given malpractice protection for actions within their scope of employment - this means that federal medical personnel have financial protection from most common malpractice lawsuits. The FTCA does not, however, provide immunity for personal capacity lawsuits or constitutional torts - this means that federal medical personnel can be vulnerable to some types civil actions / commonly referred to as a Biven's actions for alleged violations of an individual's constitutional rights.

Civil protections are just one of the reasons Professional Liability Insurance is necessary for federal medical professionals. For some - specifically those that are subject to evaluation and scrutiny by the public, OIG, OSC, GAO, Congress and other agency officials - PLI is necessary primarily for the administrative benefits.

Investigations into alleged ethics violations, professional misconduct and negligent performance of duties are made against medical professionals working for the NIH, DOD, VA, HHS, BOP, Department of Labor, FDA and other federal agencies.

The FEDS policy provides medical professionals with up to $2,000,000 in indemnification limits for civil law suits, up to $200,000 in an administrative and/or ethical investigation, a disciplinary action or a judicial sanction proceeding, and up to $100,000 for criminal legal defense. For additional information on how FEDS protects federal medical professionals, read Civil Exposures, Administrative Exposures, and Criminal Exposures.

Federal medical professionals in management or supervisory roles have additional exposures that make PLI necessary. For additional information, please visit our Managers and Executives Overview. Coverage costs start at just $270 per year - for coverage effective today, purchase PLI now.

FEDS continually works with the Federal Physicians Association (FPA) and other federal employee communities, professional organizations and associations to ensure that we provide the protection Feds need to do their jobs.

Maneuvering the investigative process without legal counsel is not recommended by the leading federal employee and management associations. Please read what these associations and industry leaders have to say about professional protection and why they recommend FEDS in testimonials and endorsements.

FEDS Founder and President is a former federal attorney who has defended federal employees and encourages all federal employees to be informed as possible about the benefits of having PLI protection in place. Read more about how FEDS got started here.  FEDS costs start at just $270. For coverage effective today, you can purchase PLI now.